Assessment of the borrower’s creditworthiness

This document “Privacy Policy” (hereinafter referred to as the “Policy”) is the rules for the use of Tkachenko Vitalii (hereinafter referred to as “we” and/or “Administration”) of Internet user data (hereinafter referred to as “you” and/or “User”) collected using the tkachenko.today website (further – the “Site”).

1. Processed data

1.1. We do not collect your personal data using the Website.

1.2. All data collected on the Site is provided and accepted in an impersonal form (hereinafter referred to as “Impersonal Data”).

1.3. Depersonalized data includes the following information that does not allow you to be identified:

1.3.1. Information that you provide about yourself using online forms and software modules of the Site, including your name and phone number and/or email address.

1.3.2. Data that is transmitted anonymously in automatic mode, depending on the settings of the software you use.

1.4. The Administration has the right to establish requirements for the composition of Depersonalized User Data that is collected using the Site.

1.5. If certain information is not marked as mandatory, its provision or disclosure is carried out by the User at his discretion. At the same time, you give informed consent to the access of an unlimited number of people to such data. The specified data becomes publicly available from the moment it is provided and/or disclosed in another form.

1.6. The Administration does not verify the accuracy of the data provided and whether the User has the necessary consent to process them in accordance with this Policy, believing that the User acts in good faith, prudently and makes all necessary efforts to keep such information up to date and obtain all necessary consents to its use.

1.7. You understand and accept the possibility of using third-party software on the Site, as a result of which such persons may receive and transmit the data specified in clause 1.3 in an impersonal form.

For example! The specified third-party software includes the Google Analytics and Yandex.Metrika visitor statistics collection systems.

1.8. The composition and conditions for collecting depersonalized data using third—party software are determined directly by their copyright holders and may include:

– browser data (type, version, cookie);

– device data and location;

– operating system data (type, version, screen resolution);

– request data (time, transition source, IP address).

1.9. The Administration is not responsible for the use of Anonymized User Data by third parties.

2. Purposes of data processing

2.1. The Administration uses the data for the following purposes:

2.1.1. Processing incoming requests and communication with the User;

2.1.2. Information services, including distribution of promotional materials;

2.1.3. Conducting marketing, statistical and other research;

2.1.4. Targeting of advertising materials on the Website.

3. Data protection requirements

3.1. The Administration stores the data and ensures their protection from unauthorized access and dissemination in accordance with internal rules and regulations.

3.2. Confidentiality is maintained with respect to the data received, except in cases when they are made publicly available by the User, as well as when the technologies and software of third parties used on the Site or the settings of the software used by the User provide for open exchange with these persons and/ or other participants and users of the Internet.

3.3. In order to improve the quality of work, the Administration has the right to store log files about actions performed by the User within the framework of using the Site for 1 (One) year.

4. Data transmission

4.1. The Administration has the right to transfer data to third parties in the following cases:

— The User has expressed his consent to such actions, including cases when the User uses the settings of the software used, which do not limit the provision of certain information;

— The transfer is necessary as part of the User’s use of the Site’s functionality;

— Transfer is required in accordance with the purposes of data processing;

— In connection with the transfer of the Site to the possession, use or ownership of such a third party;

— At the request of a court or other authorized state body within the framework of the procedure established by law;

— To protect the rights and legitimate interests of the Administration in connection with violations committed by the User.

5. Changing the Privacy Policy

5.1. This Policy may be changed or terminated unilaterally by the Administration without prior notice to the User. The new version of the Policy comes into force from the moment it is posted on the Website, unless otherwise provided by the new version of the Policy.

5.2. The current version of the Policy is available on the Internet at.

The current version of the Policy dated 08/10/2023